Payment Law

Payment law is more than a transaction.

Skillful practice in electronic payment law means advocating for our clients while leading the parties through the exchange of information toward the ultimate signing of an agreement. Electronic payments law attorney Jay Reeve navigates the contract negotiations between and among merchants, vendors, VARs, independent sales organizations (ISOs), payment processors, acquirers and banks to help create a functional electronic payments agreement that ultimately leads to smooth financial processing for a thriving business.  Payment law attorney Jay Reeve spent over nine years as Associate General Counsel for one of the largest payment processors in the world, making him highly knowledgeable in framing the legal contracts for credit card processing electronic payment transactions between and among banks, acquirers, processors, ISOs, VARs, vendors and merchants, and other transactions involving:

  • ACH (automatic clearing house) or EFT (electronic transfers of funds) payments
  • Visa, MasterCard, Discover, AMEX and other electronic payment brands
  • Debit Networks
  • Chargeback claims
  • Payment Brand Rules Compliance
  • PCI and other Data Security Compliance Issues
  • Residual Dispute Issues
  • Buying and Selling Merchant Portfolios and Residual Streams

A sphere in which many of our clients have found our experience in electronic payment law invaluable involves online transactions and mobile payments. As these areas continue to gain momentum, it’s necessary to ensure compliance with payment brand rules and regulations, states’ data security laws, as well as stay abreast of the Federal Reserve’s rules regarding items such as mobile payments and debit card swipe fees.

Who do we know? Reeve Augustine Alarakhia, PLLC has a powerful network of resources that helps our clients access the opportunities that may turn a dead-end deal into a profitable transaction.  More importantly, practical, “real world” electronic payment law counsel that supports a good mix of sound practice, ethics, and economic benefits for your company is the key to the next level of growth. Contact us today with questions or to schedule a consultation. Reeve Augustine Alarakhia, PLLC works with companies nationwide.


Jason Augustine: 972-393-4110

Zahara Alarakhia: 214-460-3953

Jay Reeve: 903-887-0602